Accidents

MAKING YOUR CAR PERFECT AGAIN

  • A car is a large investment. In order to preserve its value, as well as your safety, have it repaired professionally.
  • If a car is damaged, making it unsafe to drive, have it towed to a service center. Do not attempt to drive it yourself.
  • Some insurance companies have drive-in claims centers which will appraise your car for repairs. Please remember, these centers provide only preliminary surface assessments which result in a report of about 65-80% of the actual repair cost. Be sure to ask for a complete explanation of your appraisal.
  • You are not required by law to obtain more than one estimate or appraisal.
  • Your insurance company cannot require you to use a specific service center. The choice is ultimately yours. Some insurance companies will request that you to use a "recommended" service center. These "recommended" service centers regard your insurance company as their customer, not you. Be sure to read your policy carefully.
  • Request genuine manufacturer parts.
  • Whether your insurance company or another party is responsible for the repairs on your automobile, and restores your car’s functionality and appearance, you are still entitled to the loss in value that your vehicle has suffered as a result of the accident.
 

WHAT TO DO IF YOU ARE INVOLVED IN AN ACCIDENT

1.  Remain calm.
2.  Check to see if anyone is injured and call for help.
3.  Call the police and file a report of the accident.
4.  When filing the report, remember to only state the facts, not your opinion.
5.  Be sure to record the driving license number, car license plate, insurance company and policy information,
     and names and address of all parties involved.

** Print out this page and keep in your glove box for use in case of an accident**

Motorist Number 1

Name ___________________________________________________________

Address ___________________________________________________________

___________________________________________________________

Phone _______________ License Plate # ________________

Driver’s License # _____________ Expiration Date _____________

Insurance Company ______________

Policy Number ___________________

 

Motorist Number 2

Name ___________________________________________________________

Address ___________________________________________________________

___________________________________________________________

Phone __________________________ License Plate # ____________________

Driver’s License # __________________________ Expiration Date ___________________

Insurance Company ____________________ Policy Number ___________________



Contact your insurance company and report the accident.
Contact Cologne to obtain repair estimates.
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